● Tejo Residências Lda · Lisboa / Setúbal
DEMO MODE
Property Manager
PM
Portfolio Overview
Tejo Residências Lda · April 2026 · Greater Lisbon & Setúbal
🤖
AI Recommendation — Arrears Action Required
EU AI Act Art. 14 — Awaiting Human Approval
3 tenants are 30+ days overdue totalling €3,620. AI has drafted formal arrears notices. Your approval is required before any notice is sent. All AI actions are logged per Article 12.
Total Units
247
↑ +18 since Jan 2026
Occupancy Rate
94.3%
↑ +2.1% vs last quarter
Monthly Rent Roll
€187,240
↑ +€4,200 after NRAU
Arrears (30d+)
€3,620
↑ 3 tenants overdue
Unit Status — 247 Units
Each square = 1 unit
Occupied (233)
Vacant (7)
Maintenance (4)
Arrears (3)
Monthly Rent Collection
Last 6 months — actual vs expected
OctNovDecJanFebMar
April collection rate91.2%
Q1 target achievement97.4%
Recent Activity
DateTypeUnitDescriptionAmountStatus
20 Apr 2026💳 PaymentTJ-089Multibanco — Rent April€820Received
19 Apr 2026🔧 MaintenanceTJ-142Boiler replacement — Contractor dispatched€1,240In Progress
18 Apr 2026🤖 AI AlertTJ-031Arrears flagged — 34 days overdue€1,200Action Required
17 Apr 2026📋 ContractTJ-201New tenancy agreement signed — 24 months€950/moActive
15 Apr 2026📈 NRAUALLAnnual indexation applied — 2.24% (INE 2026)+€4,200/moCompleted
Tenants
233 active tenancies · 3 arrears
Active Tenancies
233
of 247 units
Avg Tenancy Length
28 mo
↑ vs 22mo last year
Renewals This Month
14
↑ 8 auto-renewed
Terminations Q2
6
3 planned · 3 early exit
Tenant Register
UnitTenantLease StartLease EndMonthly RentBalanceStatusActions
TJ-031Silva, João M.Mar 2024Mar 2026€1,200-€1,200Arrears 34d
TJ-089Ferreira, Ana C.Jan 2025Jan 2027€820€0Current
TJ-142Costa, Paulo R.Jul 2023Jul 2025€950-€950Overdue 12d
TJ-201Rodrigues, M. S.Apr 2026Apr 2028€950€950New
TJ-076Almeida, Carlos J.Oct 2022Oct 2024€750€0Current
TJ-117Santos, Maria L.Jun 2024Jun 2026€1,100€0Current
TJ-058Pereira, António G.Feb 2023Feb 2025€680-€1,360Arrears 62d
Maintenance & Work Orders
7 open · 4 in progress · 3 pending assignment
Open Work Orders
7
3 urgent
Avg Resolution Time
4.2 days
↓ from 6.8d Q1
Q2 Maintenance Cost
€8,420
Budget: €12,000
Contractor API
Connected
↑ 3 jobs dispatched
Active Work Orders
WO #UnitIssuePriorityContractorCreatedStatus
WO-2841TJ-142Boiler failure — no hot waterUrgentAquafix Lda19 AprIn Progress
WO-2839TJ-067Electrical fault — circuit tripUrgentElecPro Lisboa18 AprIn Progress
WO-2837TJ-198Window seal — water ingressHighUnassigned17 AprPending
WO-2835TJ-112Lift maintenance — annual serviceRoutineOtisTec Portugal15 AprScheduled
WO-2834TJ-044Plumbing — blocked drainHighUnassigned15 AprPending
WO-2832TJ-221Paint & touch-up — void prepLowPintorMax14 AprIn Progress
WO-2830TJ-089Kitchen tap replacementLowUnassigned13 AprPending
Payments & Reconciliation
Multibanco · MBWay · SEPA — April 2026
Collected April
€170,840
91.2% collection rate
Outstanding
€16,400
8.8% of roll
Multibanco
68%
of payments
MBWay
22%
of payments
Multibanco Reference Generator
ifthenpay API Connected

Generate unique Multibanco payment references for all outstanding rent. Click to generate batch for all active tenancies.

ENTITY
21 347
REFERENCE (TJ-031)
742 891 031
AMOUNT
€1,200.00
Click button above to generate all April references
Payment Ledger — April 2026
DateUnitMethodReferenceAmountStatusActions
20 AprTJ-089Multibanco742 891 089€820Auto ✓
20 AprTJ-076MBWay+351 91x xxx xxx€750Auto ✓
19 AprTJ-117SEPAPT50 0035 0012…€1,100Auto ✓
18 AprTJ-201Multibanco742 891 201€950Verified
—TJ-031—742 891 031€1,200Outstanding 34d
—TJ-058—742 891 058€680Outstanding 62d
Invoices
April 2026 · 233 rent invoices
Invoiced April
€187,240
233 invoices
Paid
€170,840
91.2%
Outstanding
€16,400
8.8%
SAFT Included
233
All Q2
Invoice Register
Invoice #UnitTenantDueAmountStatus
INV-2026-0247TJ-089Ferreira, Ana C.08 Apr€820Paid ✓
INV-2026-0246TJ-076Almeida, Carlos J.08 Apr€750Paid ✓
INV-2026-0245TJ-117Santos, Maria L.08 Apr€1,100Paid ✓
INV-2026-0243TJ-031Silva, João M.08 Apr€1,200Overdue 34d
INV-2026-0242TJ-142Costa, Paulo R.08 Apr€950Overdue 12d
INV-2026-0241TJ-058Pereira, António G.08 Mar€680Overdue 62d
SAFT-PT Export
Autoridade Tributária compliant XML export
Export Parameters
Company NIFPT 512 345 678
Tax Year2026
PeriodQ1 (Jan–Mar 2026)
Total Invoices699 records
Total Receipts682 records
Gross Revenue€561,720.00
VAT Collected€0 (residential exempt)
Schema VersionSAFT-PT 1.04_01
AT ValidationPassed ✓
XML Preview
<?xml version="1.0" encoding="UTF-8"?> <AuditFile xmlns="urn:OECD:Standard:SAF-T:1.00:PT"> <Header> <AuditFileVersion>1.04_01</AuditFileVersion> <CompanyID>512345678</CompanyID> <TaxRegistrationNumber>512345678</TaxRegistrationNumber> <CompanyName>Tejo Residências Lda</CompanyName> <FiscalYear>2026</FiscalYear> <StartDate>2026-01-01</StartDate> <EndDate>2026-03-31</EndDate> <CurrencyCode>EUR</CurrencyCode> <ProductID>KriekERP/1.0</ProductID> </Header> <MasterFiles> <Customer> ... 233 tenants </Customer> </MasterFiles> <SourceDocuments> <SalesInvoices> <NumberOfEntries>699</NumberOfEntries> <TotalDebit>561720.00</TotalDebit> </SalesInvoices> </SourceDocuments> </AuditFile>
NRAU Rent Indexation
INE coefficient 2.24% for 2026
📈
NRAU 2026 Indexation Complete
INE published the official coefficient at 2.24%. KriekERP has automatically calculated new rents for all 233 active tenancies. Total portfolio impact: +€4,193.00/month (+€50,316/year). Notices drafted — your approval required before dispatch.
Portfolio Impact Summary
Current total rent roll€187,240 / month
INE coefficient 2026+2.24%
Calculated increase+€4,194 / month
Rounding adjustments-€1
New total rent roll€191,433 / month
Annual portfolio uplift
+€50,316 / year
Sample Notices — Awaiting Approval
UnitCurrentNew RentIncreaseNotice
TJ-031€1,200€1,226.88+€26.88Pending
TJ-089€820€838.37+€18.37Pending
TJ-142€950€971.28+€21.28Pending
TJ-076€750€766.80+€16.80Pending
TJ-117€1,100€1,124.64+€24.64Pending
AI Recommendations
EU AI Act Art. 12 · Art. 14 HITL — 2 awaiting approval
2 Actions Pending
⚠ EU AI Act Compliance Active

All AI recommendations require explicit human confirmation before execution. Every AI decision is logged immutably per Article 12 including model version, confidence score, and reasoning. No action occurs automatically.

Article 12 — Full logging ✓ Article 14 — HITL enforced ✓ Blockchain audit trail ✓
🤖
Recommendation #1 — Arrears Notice: TJ-031 (Silva, João M.)
Confidence: 0.97
Tenant TJ-031 is 34 days overdue on €1,200 rent. Based on payment history and Portuguese law (NRAU Article 1083 Código Civil), the AI recommends issuing a formal first-notice letter via registered post and email. Draft generated and compliant with NRAU notice requirements.

Proposed action: Send formal arrears notice via registered post + email. Escalate to pre-litigation if no response in 15 days.
Input data: 24-month payment history, lease terms, arrears balance, Portuguese tenancy law ruleset.
🤖
Recommendation #2 — Lease Renewal: TJ-076 (Almeida, Carlos J.)
Confidence: 0.89
Lease TJ-076 expires in 6 months (Oct 2026). 36 months of on-time payments, property condition score 9/10. AI recommends early 24-month renewal at €800/month (+€50, below NRAU maximum increase). Estimated 87% acceptance probability based on tenant profile.

Proposed action: Generate renewal offer with DocuSign e-signature link.
AI Legal & Compliance Agent
Expert in EU AI Act · Portuguese property law · SAFT-PT · GDPR · NRAU
Powered by Gemini
🤖
KriekERP Legal & Compliance Agent
Specialist in EU AI Act · NRAU · SAFT-PT · GDPR · Portuguese Tenancy Law · Código Civil
Online
What is NRAU and how does rent indexation work? How do I legally evict a tenant for non-payment in Portugal? What does EU AI Act Article 14 require for property AI tools? Explain SAFT-PT requirements for property companies What is the PAA programme and IRS/IRC exemption? How is IMI/AIMI calculated on my portfolio?
Anthropic API Key: Key stored locally only · never transmitted to KriekERP servers
AI
Hello — I'm the KriekERP Legal & Compliance Agent.

I specialise in Portuguese property law, EU AI Act compliance, SAFT-PT tax reporting, GDPR, NRAU rent indexation, and everything else a property management company operating in Portugal needs to navigate.

Ask me anything — from tenant eviction procedures and IMI calculations to EU AI Act obligations and how to structure your audit trail. I'll cite the specific article or law wherever relevant.
Agent is thinking…
Audit Log
Immutable event log — EU AI Act Art. 12 · GDPR Art. 5(2)
Blockchain-Anchored Event Log
All entries anchored — Hedera Hashgraph
TimestampEvent TypeActorResourceDetailChain Anchor
2026-04-20 09:41AI_SUGGESTIONGemini gemini-2.0-flashTJ-031Arrears notice — confidence 0.970x4a9f…c831
2026-04-20 09:41HITL_PENDINGSystemTJ-031Action blocked — awaiting human (Art. 14)0x7b2e…4f19
2026-04-19 14:22PAYMENT_RECEIVEDMultibanco APITJ-089€820 reconciled — ref 742 891 0890x9c14…a720
2026-04-19 11:08MAINTENANCE_CREATEDProperty ManagerTJ-142WO-2841 created — boiler failure0x3d72…b118
2026-04-18 09:00NRAU_APPLIEDSystemALL2.24% INE indexation — 233 leases0x1f44…d892
2026-04-17 16:33CONTRACT_SIGNEDDocuSign APITJ-20124-month tenancy executed0x8a31…e044
2026-04-15 08:00SAFT_EXPORTEDProperty ManagerSAFT Q1SAFT-PT Q1 2026 — AT schema 1.04_010x2b67…c490
Portfolio
Greater Lisbon & Setúbal · 247 units · €20M+ estimated value
Properties
12
6 Lisboa · 4 Setúbal · 2 Cascais
Total Units
247
↑ +18 this year · Target 600
Est. Portfolio Value
€20.4M
↑ +8.3% YoY
Gross Yield
5.2%
Net: 4.1% after IMI/AIMI
Property Breakdown
PropertyLocationUnitsOccupancyMonthly RentYieldStatus
Edifício OrienteLisboa — Parque das Nações4897.9%€42,8005.8%Performing
Quinta do MarquêsOeiras3694.4%€32,4005.2%Performing
Bairro Alto ResidênciasLisboa — Bairro Alto24100%€28,8006.1%Performing
Setúbal CentralSetúbal4090.0%€28,0004.8%2 Vacants
Cascais Marina ViewCascais1894.4%€21,6005.4%Performing
Almada SulAlmada3290.6%€19,2004.4%Maintenance
Communications
All tenant messages — email, SMS, system notifications
Total Sent
0
All channels
Delivered
0
Confirmed receipt
Opened / Read
0
Email open tracking
Failed / Bounced
0
Check addresses
Message History
Click any row to resend or view details
Date / TimeTenantUnitChannelTypeSubjectStatusActions